Effective Date: 22-10-2025

Welcome to Punnami! By accessing or using our website (www.punnami.in) or mobile application, you agree to these Terms and Conditions. Please read them carefully before using our services.

1. Acceptance of Terms

• Using Punnami services indicates agreement to these Terms
• If you do not agree, please do not access or use the services

2. Use of Services

You agree to use our services lawfully and responsibly. Prohibited actions include:

• Unauthorized access, hacking, or disruption of services
• Posting harmful, offensive, or illegal content
• Infringing on intellectual property rights
• Transmitting malicious code or viruses

3. Account Registration

• Some features require creating an account
• Users must provide accurate, current, and complete information
• You are responsible for securing your account and credentials
• Notify Punnami immediately of unauthorized account use

4. Intellectual Property

• All content, logos, graphics, and text are owned by Punnami or licensors
• Users are granted a limited, non-exclusive, non-transferable license for personal use
• Copying, modifying, distributing, or commercial use without permission is prohibited

5. User Contributions

• Comments or feedback must be lawful, non-offensive, and respectful
• Punnami may remove content violating these Terms
• Users retain ownership of their submitted content but grant Punnami a license to use it in the platform

6. Third-Party Links

• External websites or services may be linked within our platform
• Punnami is not responsible for third-party content or policies

7. Disclaimers

• Services are provided “as is” without warranties of any kind
• Accuracy, completeness, or reliability of content is not guaranteed
• Use of services is at your own risk

8. Limitation of Liability

• Punnami is not liable for any direct, indirect, incidental, or consequential damages
• This includes loss of data, revenue, or other intangible losses arising from use or inability to use the services

9. Indemnification

• Users agree to indemnify Punnami and affiliates from claims, liabilities, or costs arising from:
  • Use of services
  • Violation of Terms
  • User content submitted

10. Governing Law

• Terms are governed by the laws of India
• Disputes are subject to courts in Hyderabad, Telangana

11. Changes to Terms

• Terms may be updated periodically
• Latest version is available on the website and app
• Continued use constitutes acceptance of updated Terms

12. Contact Us

For any questions regarding these Terms:
📧 Email: punnami.news@gmail.com, info@punnami.in